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Privacy Policy

1. Introduction

PayKrd ("we," "us," or "our") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services, including our website, mobile application, and any other related services provided by PayKrd. By using PayKrd services, you agree to the terms of this Privacy Policy.

2. Information We Collect

We may collect the following types of information from users:

  • Personal Information: Name, email address, phone number, date of birth, and other information you provide when creating an account or using our services.
  • Financial Information: Bank account details, credit/debit card information, and transaction history.
  • Device Information: IP address, browser type, device type, and operating system.
  • Usage Information: Usage patterns, interactions with our services, and preferences.

3. How We Use Your Information

We use the information we collect for the following purposes:

  • To provide and improve our services, including customer support and personalized user experiences.
  • To process transactions and facilitate payments.
  • To communicate with you, including sending important notices and updates.
  • To comply with legal obligations and enforce our Terms and Conditions.

4. Information Sharing

We may share your information with third parties in the following circumstances:

  • With service providers and business partners who assist us in delivering our services.
  • With financial institutions and payment processors to facilitate transactions.
  • With law enforcement agencies, regulatory authorities, or other third parties when required by law or to protect our rights.

5. Data Security

We implement security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Your Choices and Rights

  • You may update or correct your personal information through your account settings.
  • You may opt out of receiving promotional communications from us.
  • Depending on your jurisdiction, you may have certain rights regarding your personal information, such as the right to access, rectify, or delete your data.

7. Children's Privacy

PayKrd services are not intended for children under the age of 18. We do not knowingly collect personal information from children.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the updated policy on our website or mobile application.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at [support@paykrd.com].