Terms And Conditions

1. Introduction

Welcome to PayKrd. These Terms and Conditions govern your use of our services, including our website, mobile application, and any other related services provided by PayKrd. By using our services, you agree to comply with and be bound by these Terms and Conditions.

2. Definitions

• "PayKrd": Refers to the PayKrd financial platform, including the website, mobile application, and all related services.
• "User": Refers to any individual or entity that uses PayKrd services.
• "Services": Refers to all services provided by PayKrd, including but not limited to electronic wallet functionalities and payment gateway services.

3. User Account

• Users must create an account to access PayKrd services.
• Users are responsible for maintaining the confidentiality of their account information and password.
• Users agree to provide accurate and complete information during the registration process.

4. Use of Services

• Users agree to use PayKrd services in compliance with all applicable laws and regulations.
• Users must not use PayKrd services for any unlawful or fraudulent activities.
• PayKrd reserves the right to suspend or terminate accounts that violate these Terms and Conditions.

5. Transactions

• Users can store funds, make payments, and transfer money using PayKrd services.
• All transactions are subject to verification and approval by PayKrd.
• PayKrd is not responsible for any delays or errors caused by third-party financial institutions.

6. Fees

• PayKrd may charge fees for certain services. Details of applicable fees are provided on our website or mobile application.
• Users agree to pay all applicable fees for the use of PayKrd services.

7. Security

• PayKrd uses advanced security measures to protect users' information and transactions.
• Users are responsible for maintaining the security of their account credentials and for all activities that occur under their account.
• PayKrd is not liable for any loss or damage resulting from unauthorized access to a user’s account.

8. Privacy

• PayKrd is committed to protecting users' privacy. Please refer to our Privacy Policy for detailed information on how we collect, use, and protect your personal information.

9. Limitation of Liability

• PayKrd is not liable for any indirect, incidental, special, or consequential damages arising from the use or inability to use our services.
• PayKrd’s total liability to any user for any claim arising out of or relating to our services is limited to the amount paid by the user for the services in the 12 months preceding the claim.

10. Changes to Terms and Conditions

• PayKrd reserves the right to modify these Terms and Conditions at any time. Users will be notified of any changes through our website or mobile application.
• Continued use of PayKrd services after changes to these Terms and Conditions constitutes acceptance of the new terms.

11. Governing Law

• These Terms and Conditions are governed by and construed in accordance with the laws of the jurisdiction where PayKrd operates.
• Any disputes arising from these Terms and Conditions shall be resolved through the courts of the same jurisdiction.

12. Contact Information

• For any questions or concerns regarding these Terms and Conditions, please contact PayKrd customer support.